At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. By connecting to the Mintos platform, loan originators get instant access to investors that are looking to purchase loans. Unofficial trensdaily.com app. App contains.
BewertungszertifikatInvestieren Sie in Kredite und verdienen Sie ein passives Einkommen. Wir verbinden Sie mit Tausenden von Möglichkeiten weltweit auf unserem Marktplatz. Martins Sulte, Mintos Co-founder and CEO will share more about the Mintos experience and how we're adjusting while “Navigating the Challenging Times for. Kontakt. AS Mintos Marketplace Skanstes Riga, LV Lettland. Webseite: trensdaily.com
Mintos.Com Comment fonctionne Mintos ? VideoКак стать банкиром с десятью евро? Обзор площадки Mintos и знакомство с p2p кредитованием Sollten Sie Rückfragen haben, so sind wir jederzeit Wer Gewinnt Heute Das Fussballspiel die Emailadresse support mintos. Mit dem Wachstum des Geschäfts aktualisieren wir daher auch unsere Vereinbarung und die Nutzungsbedingungen. So kann wertvolles Kundenfeedback gewonnen werden, was für mehr Transparenz und Sicherheit für Endverbraucher im E-Commerce sorgt. Die Bafin sollte dieses Geschäftsmodell im Sinne eines Kleinanlegers Mintos.Com.
Un saludo Responder. Un saludo! Un saludo y gracias Responder. Gracias por avisar. Un saludo. Gracias Responder. Muchas gracias Responder.
UU entiendo el riesgo de estas inversiones pero su analisis profesional del scoring de riesgo es preocupante Sin contar la falta absoluta de respuesta mi disconformidad la hare publica lamento sinceramente la falta de respuesta Responder.
Un saludo y muchas gracias Responder. Guillem Responder. Saludos, Responder. Gracias de antemano Responder. Espero que te haya resuelto tu duda.
Saludos Responder. Hola Antonio, Tu pregunta es muy acertada. Espero que te haya resuelto tu duda Antonio. Saludos, Guillem Responder.
Hola Manuel, Efectivamente, es el concepto. La ley establece que podemos almacenar cookies en tu dispositivo si son estrictamente necesarias para el funcionamiento de este sitio.
I also invest the smallest amount possible in each loan 10 Euros. This is great if you fear that your money will be stuck for long periods of time when investing in Peer-to-Peer lending.
They also advertise an average return of Note that I started investing on the platform around August So far, I managed to get an annual return of You can also see that I had only had a very small amount of defaults 2.
This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.
As for all platforms, I also like to know what the raw data is saying versus the information given by the platform.
Overall, I can say that I still got very solid results from Mintos after these four years of investing on the platform. Of course, I will update this section regularly as I have more results coming from the platform.
Courses Tools. Mintos Review My Results after 4 Years. Last Update: October 8th Essayez de nouveau. Entrez votre identifiant ou email.
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Voir l'offre. Entreprise Avis clients. Comment fonctionne Mintos? Les particuliers et les entreprises peuvent investir sur la plateforme.
Therefore, we can wrap this up by saying that Mintos comes highly recommended from me. Join Mintos today. I highly recommend Mintos for any P2P lending portfolio.
Jean Galea is a dad, amateur padel player, host of the Mastermind. I just would like to say i really Hate mintos..
And mintos is doing nothing about it.. However loan originators going bankrupt is not terribly uncommon, especially in the current economic crisis we are in.
However, Mintos just released their Consolidated annual report for the year a few days ago on I was interested what are your thoughts on that?
Good point Georgi, the answer to that question is that Mintos was in high growth mode in and they hired many people in order to expand into other countries and attract both new loan originators and new investors.
The funding they have allows them to run at a loss while pursuing growth, but as a model it is profitable. Thanks for getting back to me on that one — appreciate that!
I thought they were out of that stage after the reported profitable year, but apparently they were still expanding.
I tried the 0. However, after I decided to withdraw the money all the issues started appearing. It has been more than 2 weeks with me chasing their CS team daily to report on withdrawal transaction that allegedly happened a day after my request.
Thus far, no money, just promises to investigate by Mintos team have been made. Beware, unfortunately, a good investment vehicle has suddenly turned a headache with a potential significant loss.
Have you tried asking your bank as well? I have made several small withdrawals in the past two weeks and they arrived within 2 days in my TransferWise account.
I usually recommend using a digital bank such as TransferWise as all things happen faster and more efficiently.
Many local banks are now in crisis mode as they are not used to have a distributed workforce, so things might be more delayed than usual.
I can only agree with Juius comment. Once I tried cashing out investments, the problems started. First customer service said it was a bug, then everything was working perfectly and they just had a delay in the transaction.
The fact is, that it has taken more than 2 weeks of going daily to the website to make withdrawals and I still did not manage to get it all back.
This is obviously excluding all the investments that are in recovery from lenders defaulted or suspended.
Thanks for pointing it out. You might want to re-check the offer and let me know too. The cashback for investors is 0. I will update the post if this changes again in the future.
I am newly entering into P2P platform investing, concretely i have seen only Mintos. I have a banking background and i am still not clear on some issues.
From what i explored from Mintos so far, it looks to me that except the rating of the loan originator, there is no other important information to evaluate the risk of default of any given loan in the platform.
On the other hand, it is surprising to see that there is no clear correlation between loan originator risk rating and interest rate of the loan. Also as far as i have seen there is no information on how many cases the loans have defaulted when buy back option is not active or if the buy back option has been executed in the favour of the investor when the loans have had such option.
As far as i remember from your post as well, you have not given such information as well, except for the portfolio defaulted due to bankruptcy of the loan originator.
How did you select the loans that you invested, what kind of criterias did you use? Also, from a search from internet i encountered some information about a Latvian guy Aigars Kesenfelds, who is one of the founders of Mintos and who is also main shareholder of many loan originator companies listed in Mintos.
Do you have any information about such issue? So hope you can update that for people to see how your account rly is doing than just empty words if you get what Im sayin.
Hi Emil, thanks for your feedback. I have shared my thoughts on this in a separate post. But you could also sell the loans in an auto invest portfolio.
What do you think of the recent Mintos Pending Payments? What do you think? Also especially of the recent LuteCredit and Monego Issues….
However we need to keep in mind that they are only aggregators of loans. Thanks Jean. Up till now actually, I never read about loan defaults on Mintos with buyback of course.
There have been loan originator defaults before on Mintos, and I mention it on this blog too. The most famous one so far is EuroCent.
I was in fact affected by that default as I had money invested in Eurocent loans. However, the profit during the year had more than covered the money lost in the default.
I am new to investing. Do you think that Mintos is good option when I will invest on monthly base? Happy to answer further questions. Hi Jean, I got a question.
Apart from the sad example of the Eurocent, have you had any defaults on the loans in your portfolio those with or without buyback guarantee?
It seems to me that Mintos is one of the best investment deals out there if your portfolio is diversified correctly.
The risk is minimal, and the reward is decent. I agree Ilya. Given that you live in Russia and have first-hand knowledge of the situation there, you can also add the currency play into the mix for even bigger gains.
Does it mean that the average loan on the platform has a 2-month length? My portfolio is very straightforward. But I believe the difference is too large.
Also, my investment target is set much higher than my current account value, meaning that all interest I get back are being immediately re-invested.
Do you have any experience on this i. Am I making some wrong calculations in the formula? Chris, you are correct about one month being too early.
For some of the worse loans, you need to wait around 90 days until buy-back to kick in and interest for it to be paid as it affects your calculations.
I think that a super important point that you cited in your article is that Mintos in profitable.
Not many platforms managed to do so. Yes I definitely agree that it is a very important aspect of investing with Mintos Teo, thanks for commenting.
Hello Jean, many thanks for sharing your deep knowledge of Mintos. To me, it seems like in both cases the investment is automatically handled by the platform, with the only difference that in Auto-invest you have more options for customising.
How often is it paid and is it reinvested by default by the platform? Thank you! Welcome to the club! You can think of it as a typical bank savings account but with much higher interest.
There is a strong focus on liquidity so you should be able to withdraw your money from it at any point.
I would suggest that you use Auto-Invest for more long-term investments, although you could also sell those loans on the secondary market should you need to do so.
I have been watching developments in Europe since with huge interest. Political developments may eventually lead to the breakup of EU and euro and individual nations to return to their national currencies.
There are plenty of articles on the web mentioning how difficult it is for non-UK residents to invest in UK P2P platform.
Perhaps as a European, you can offer me some insights on this. I believe the world is becoming more globalized and the nation-state becoming less powerful of a concept.10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the trensdaily.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Enviar una solicitud Iniciar sesión. Empezar Seguridad Verificación Añadir fondos. Mintos. Polski Čeština Deutsch English (US) Español Latviešu Nederlands Русский Čeština Deutsch English (US) Español Latviešu Nederlands.